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All Perks

Critical Banker
Fallout 4 Perk

Critical Banker

You can now save 4 Critical Hits, to be used in V.A.T.S. when you need them the most.

17
43
50
L
Luck

Critical Banker is a Luck perk in Fallout 4 with 4 ranks, requiring Luck 7. Its higher ranks unlock at levels 17, 43 and 50.

You're a patient battlefield tactician, and can save a Critical Hit, to be used in V.A.T.S. when you need it the most.

Critical Banker Builds

Level 50
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Mercenary Build
Fallout 4 build
Level 20
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Savant
Savant - Becomes High Level Fast build
Level 48
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The Vagabond
Fallout London build
Level 80
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Smart, Lucky, Crafter
Lev 80 is high but ehh whatever build
Level 104
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Sentinel Axiom
Doctrine Made Machine build
Level 49
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Rifle assassin
Sniper/Blitz build
Level 20
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Luck Slinger lvl20
Crits build
Level 63
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Slinger of the ol west
Fallout 4 build
Level 50
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Minuteman Cowboy
VATS Crit build
Show all 28
builds

Ranks

You're a patient battlefield tactician, and can save a Critical Hit, to be used in V.A.T.S. when you need it the most.
Level 17
You can now save 2 Critical Hits, to be used in V.A.T.S. when you need them the most.
Level 43
You can now save 3 Critical Hits, to be used in V.A.T.S. when you need them the most. Banking a Critical has a chance to save an additional Critical.
Level 50
You can now save 4 Critical Hits, to be used in V.A.T.S. when you need them the most.

More Perks

l.
Fortune Finder

You've learned to discover the Wasteland's hidden wealth, and find more bottle caps in containers.

LUC 1
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Scrounger

You know just how to scavenge to keep the fight going, and find more ammunition in containers.

LUC 2
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Bloody Mess

+5% bonus damage means enemies will sometimes explode into a gory red paste. Watch out for flying eyeballs!

LUC 3
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Mysterious Stranger

Who is he? Why does he help? Who cares! The Mysterious Stranger will appear occasionally in V.A.T.S. to lend a hand, with deadly efficiency...

LUC 4
l.
Idiot Savant

You're not stupid! Just... different. Randomly receive 3x XP from any action, and the lower your Intelligence, the greater the chance.

LUC 5
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Better Criticals

Advanced training for enhanced combat effectiveness! Criticals do 50% more extra damage.

LUC 6
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Grim Reaper's Sprint

Death becomes you! Any kill in V.A.T.S. has a 15% chance to restore all Action Points.

LUC 8
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Four Leaf Clover

Feeling lucky? You should! Each hit in V.A.T.S. has a chance of filling your Critical meter.

LUC 9
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Ricochet

What goes around comes around! An enemy's ranged attack will sometimes ricochet back and instantly kill them. The closer you are to death, the higher the chance.

LUC 10